It’s a new year and the perfect time to start implementing those goals you’ve been talking about. I always love seeing how motivated people are at the beginning of the year. But, let’s face it… as the months fly by that motivation starts to taper off. One of the reasons is because people don’t always have the proper tools and information to help them achieve their goals. So to get you started with achieving your financial goals, I wanted to share some awesome tips and tools. Hopefully, they’ll get you on the right track and more importantly keep you on the right track the rest of the year.
One of my favorite things about this past holiday season was how much my friend and loved ones simplified everything. Instead of focusing on buying gifts, we focused more on spending time with each other. One of my besties and I finally made time to try a vegan restaurant we’ve been meaning to try, I spent time with nieces and nephews, and I even made time to relax a bit. It’s easy to get caught up in the pressure of spending during the holidays, but at what cost? Often times we spend so much money during the holidays and then end up having to spend the next 6 months recovering. No wonder it’s hard to keep financial goals… many of us are already starting the new year in the hole.
But don’t worry, if you’re ready to make a change… you can start here and start now. A few month’s ago we challenged you to “Step onUp and Rethink Your Holiday Generosity! Consider Gifts From The Heart!” and a lot of people were encouraged to do so. But now that the new year is here we want to extend more tools to you and keep the conversation going.
The most important part of achieving a goal is having a solid plan. Financial resolutions are part of the top five of resolutions every year. So we figure to help setup a plan, you should know where your financial mindset stands. A great way to check that is with the onUp Mental Wealth Quiz. When I took the quiz, I found it eye opening. I consider myself pretty good with money but even so my intentions can only go so far. In fact my results specifically stated:
“You are well intentioned but intentions only go so far. It’s time to stop talking and start doing. You just need a little help.
You need to step back from your financial flow and examine what matters the most to you. Here is one thing you can start doing right now: Weigh the cost of an impulse buy versus spending on what matters the most to you.”
So, you don’t have to think you’re alone in this journey. After taking the quick I decided that I need to make a plan too, especially since I would love to buy a home by the end of the year. I know what some of you may be thinking, “I know I want to have a better money plan but how can I start?”. That’s where those tools come in, lol. With the onUp Tools tab you can find everything from tips to create a monthly budget or a retirement calculator. I’m a really visual learner so the many types of calculators are my new best friends lol.
This year I have big financial and life goals. I’m starting a new business, Ife Medow a sustainable bags and accessories line, and really ready to buy my first home. In order to see both come to fruition I have to spend wisely and plan more efficiently. Setting up a monthly goal has been key to even allowing me to make bag samples and still keep up with my current financial responsibilities. But, like many of you I don’t just want to get by anymore… I want to be financially free and do more of what matters to me most.
We’re only a few days into 2017, this is the best time to setup your financial goals and get a plan to achieve them! I hope you feel ready to tackle everything with the tools provided today. The best part of having these resources at your fingertips is you always have something to reference if you stray from the path. That means you’ll be able to get back on track. No time for excuses, this is your year!
We’d love to hear what you want to achieve this year,
share your goals below!
At SunTrust Bank their purpose is lighting the way to financial well-being. When you feel confident about your money, you can save for your goals and spend knowingly on what matters most to you.
The onUp movement was created to guide millions of people one step at a time towards a more financially confident life without ever losing sight of the moments that matter along the way.
Join the growing number of people transforming their stress into positive motivation to move onUp.
This is a sponsored conversation written by me on behalf of SunTrust. The opinions and text are all mine.