The mince pies are gracing the shelves of the supermarkets, Michael Buble is emerging from his icy prison and there’s a genius in the world who has restocked the Advocaat. Christmas is literally upon us and people everywhere up and down the country are breaking out the paper bags in panic. We may get twelve months to prepare for the big day, but it seems to come around so quickly that one minute we’re washing out the bikini bottoms of sand and the next, the Christmas lights have gone up in the town centre.
Christmas can be a super expensive time of the year. You want to buy the best gifts for the whole family, have the richest food and the most beautifully coordinated Christmas decorations. The good news, though, is that there ARE ways you can avoid overspending at Christmas time, purely because of the time of year. Check out these Christmas savings hacks below:
Consider Credit Cards With Cashback
You don’t have to get a credit card through your bank if you don’t want to, but you do need to look at the options in front of you with regard to the best cards for your situation. The Walmart credit card, for example, qualifies you for 3% cashback if you purchase online. You can get your shopping instantly cheaper without even needing a discount code. Always make sure you have the budget to pay for it each month, though, so you don’t end up paying more in interest!
Keep Your Shopping Online
It may be lovely to walk around the supermarkets with all the Christmas music playing and see the displays and the grottos, but most of the time you can get what you need online far cheaper than in store. Shopping online also helps you to avoid those crowds at the stores.
Make The Gifts
Turning your hand to crafts at Christmastime can really keep the prices of the gifts down. Everyone appreciates a handmade gift and the thought that is put into handmade gifts is plainly obvious. Luxury gifts are wonderful but if your budget tells you no, then don’t push it!
Use Loyalty Cards
Those cards bursting at the seams in your purse that never get used need to start getting used! Saving points all year round on your cards means you will have a decent amount of money to spend on your shopping, depending on the shop. You can convert to vouchers or use the points as money off tokens. You can earn more points, too, once you spend the ones you have!
Christmas is a time for enjoying the food laid on the table, but that doesn’t mean you have to buy twice the amount of food just because it’s Christmas. Stocking up on chips and dips does nothing but encourage you to binge eat, and spend money you don’t have.
Christmas is a time for giving, but that doesn’t mean you have to go bankrupt while you do it!