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Currently Browsing: Investment Quotient (I.Q.)


Planning Your Estate, State to State
Elder laws vary from state to state. Maryland elder law dictates estate planning and will preparation in Maryland, while Arkansas laws will be different, as will North Dakota laws, and so on. The most important thing you can do when planning your retirement budget, your estate, and your will, is
Balancing your debt to income ratio and ways to manage your budget effectively
Whether you have applied for a new home mortgage, a bridging finance loan or another type of loan, you may have been told recently that your debt to income (DTI) ratio is high. If your DTI ratio is too high, you may not qualify for financing. Another alternative is that
10 Ways to Get the Most Out of Your Tax Refund
Reports have been reflecting that the average tax refund check is a little more than $3,000. This amount of money can be very beneficial to make progress toward meeting a financial or personal goal. Before your check arrives make a list of priorities so that your tax refund money will
How A Financial Advisor Can Benefit You In Your Life After 25
Why Get Financial Advisors Even if you have a great salary, flawless payment record, and insurance, getting a financial advisor is a wise move that will likely lead you to a more efficient handling of you money. Investing in financial planning by getting financial advisors at first appear to be a
The Beginner’s Guide to Securing Venture Capital Funding
When you have a good idea for business, one of the biggest hurdles that you must overcome is coming up with enough money for funding. One way to get the money you need is to seek out venture capital. Venture capital, or VC, can provide you with money from investors
Why Acting Your Age Applies To What’s In Your Wallet & How It Can Save You Big?
By Odysseas Papadimitriou, CEO of Card Hub, a leading credit card comparison website. Your credit card isn’t like a hammer, a tuxedo, or that trusty old station wagon that gets passed through generations of family members. You can’t just get one and be set for the foreseeable future. Not only are
Simple and Wise Ways to Increase Your Home’s Value
You might have dreamed about remodeling your kitchen or installing new wood floors since you bought your house, but you never seem to find the time or the money. Does this sound like you? If so, no matter your budget or available time, you can come up with some simple
How Do Lottery Winners Manage Their Finances?
Lottery winners may need extra help when it comes to managing their massive windfall.   Lottery fans may think all of life's problems can be solved if their luck comes in and they get the chance to take millions in winnings home - but some may not realize that having so much
3 Ways To Save Money In College, No Matter Your Age
College is expensive, and can be especially difficult if you’ve been out of school for awhile. Those returning to college later in life have more expenses than others did as bright-eyed freshmen straight from high school. Mortgages, family obligations, bills, and various other costs mean that your college budget isn’t
Changing Insurance Needs After 25
The time around your mid-twenties usually involves a lot of change. Some women are graduating from college, some are becoming mothers. Others are headed to graduate school or starting out in their first real job. Whatever you are doing around this time in your life- it surely marks a new