How To Build Your Forever Home
If you are someone that has always imagined living somewhere special, then building your own home may be something that suits you.
Here’s how you can set about creating the perfect place for you to call your forever home.
Find a Suitable Plot
The first step on your home building journey should be finding the perfect plot. When finding land to build on, make sure and do your research. Some land may have restrictions in place on what can and can’t be built on it.
Arrange Your Finances
Many lenders will not lend to people who are building their own homes. This is why it is essential that you shop around and try to find the right mortgage product for you. There are lenders that will be able to provide you with specialist home build lending.
A mortgage advisor will be able to help you to identify the right mortgages for your needs.
Having been approved for your mortgage, you will be able to start planning how you will spend the money that you can borrow. Set a clear budget. This should include a contingency in your budget, just in case you end up running over on any of the costs.
Find The Best Architect
The right design is essential. This is why you should ensure that you have an architect whose work you like and that you trust.
Chat with a few architects and get a feel for their communication style. Make sure you find an architect who will listen to your ideas and offer constructive suggestions for moving the project forward.
Obtaining Planning Permission
Before you can set to work on your home, you will need planning permission from the relevant authorities Submit your application as soon as you can as the longer the house takes to build, the more it will cost.
Hiring Your Contractors
You will need to find a suitable homebuilder. You will also need other contractors such as roofers, carpenters, and electricians. Find contractors that are recommended to you by others, or read reviews online.
Buying Your Materials
Based on the information provided by the homebuilders and the architect, it’s time to start shopping for the right materials to build you home. This will include timber, bricks, or metal from ArmstrongSteel.com.
Don’t be tempted to just but the cheapest materials. There is a false economy in putting in cheaper materials when are building a home that suit be built to last.
Building Your Property
Once you have all of your materials, your builders can start working on your property. They will begin by laying out the groundwork. This will mean leveling the area, digging foundations, putting in drainage, and laying concentre.
After this has been done, the contractors can continue constructing your home. Check on occasion how the build is going, but try not to micromanage the process.
At the end of your build, there may be lots of little issues that need addressing, this is called snagging and it is usual to have a few problems.