If you are looking to start a family for the first time or even buying a new car to accommodate your growing family, purchasing a family car needs very careful consideration. Even with a multitude of options now available from various manufacturers, the evaluation can be somewhat harrowing if you do not know what you should be looking out for. From capacity, baggage space to safety and in-car entertainment, there are plenty of features that you need to evaluate carefully so that you get the best possible vehicle for the most precious asset you have, your family. Some useful tips:
Decide On the Budget
Defining the budget is perhaps the most important step that you can take to make your car buying exercise fruitful. There are basically two ways of buying a car; outright by getting it financed from a bank or the dealer’s financing company or leasing it.
Buying a car works out very well if you plan to retain the car for a longer duration. Typically, you will need to make a down payment and pay the rest in monthly installments. After the finance period is over, you are the absolute owner of the car and you can enjoy it for as long as you want and sell it off any time you like. The larger the down payment, the smaller the monthly payments you will need to make and lesser the total interest paid on the loan.
Leasing works out best if you intend to use the car for around three years or so and change it. Usually, no down payment is required, the monthly payments are lower too but you have to return the car to the dealer when the lease ends. There are mileage caps and you need to maintain the cars well to avoid penalties. Premature lease termination can be expensive but you can work around it by selling off your lease on online platforms like http://www.leasequit.com/.
Examine your finances to see how much you can afford to lay down for the down payment, keep to a level that does not wipe out your savings and leaves you vulnerable to unexpected expenses. Also, calculate the size of the monthly payments to make sure you can afford them. Buying a used car may be an option if you are really hard up.
Decide On the Must-Have Features
The best way of deciding on what features are essential is to consider who will be using the car. It is essential that both you and your spouse really like the car and can opt for the useful features. Apart from the drive quality and fuel performance, you will need to focus on how much space is required. Even though it might seem a baby would not require too much space, you need to make sure that the stroller and the associated baby luggage can be safely stowed away. Ensure that you can fit the baby seat properly and that there is enough space at the back after you do so for other passengers. If you have more than one child, you could think in terms of vehicles with a third row of seats.
Safety needs to be a major issue so opt for a car that has side airbags as well as antilock brakes and stabilization systems. Select only cars that perform very well in the crash tests conducted by the National Highway Traffic Safety Administration (NHTSA). Go through sites like safecar.gov that carry comprehensive information regarding all the safety features of the models.
When you are carting around kids, you can be sure that the interiors will get really messy. Choose dark colors in the interiors so that the stains do not show up easily and opt for synthetic seat covers as they are easier to wipe down compared to fabric-covered seats.
Even if they seem insignificant, keep in mind that utility spaces and cup holders can make as much of a difference to the traveling enjoyment as entertainment systems. There is virtually no end to the gizmos and gadgets you can buy so go ahead and get whatever it is that will keep your family happy when on the go.
Before finally making up your mind read the reviews of experts and ordinary users to find out the pros and cons of the vehicles that you have shortlisted. Never buy a car blind, go for an extended test drive with your family and find out if they are as thrilled with the vehicle as you are.